Journey

This advertisement does not constitute financial advice. You should consider seeking advice before making investment decisions. CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure. Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed at www.cdfcommunityfund.org.au/aboutus or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures. * Rates as at 15 November 2018 and are subject to change. The current interest rate can be viewed at www.cdfcommunityfund.org.au . The minimum Term Investment amount is $2000. INVEST WITH PURPOSE Investments in the CDF Community Fund will assist in providing loans to help build Catholic communities within the Diocese of Wollongong. The current interest rates * for Term Investment accounts are: 6 to less than 12 months 2.70% p.a. 12 to less than 24 months 2.80% p.a. 24 months 2.85% p.a. For more information and to read our Information Statement visit www.cdfcommunityfund.org.au or call 1800 134 135

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