Journey

This advertisement does not constitute financial advice. You should consider seeking advice before making investment decisions. Disclosure Statement: Y our investment with the CDF Community Fund ABN 94 380 397 118 (Fund) will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. Accordingly, the Fund is required by law to tell you that your investment with the Fund is not comparable to those with banks, finance companies or fund managers. The Fund has been granted certain exemptions by the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC). Under these exemptions, the Fund is required by law to tell you: • The Fund is not prudentially supervised by APRA. Therefore, an investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959. Investments in the Fund are intended to be a means for investors to support the charitable purposes of the Fund. • Investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act 2001 or regulation by ASIC. • Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. • The Fund has an identification statement which contains information about the Fund which may be viewed at www.cdfcommunityfund.org.au/ aboutus. • The Fund does not operate under an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with an Australian financial services licensee, CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 which has an authorisation to issue and deal in debentures which will enable the Fund to rely upon the licensing exemption contained in section 911A(2)(b) of the Corporations Act 2001. The Fund is required by law to tell you that you may be unable to get your money back. However, CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the Fund against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. Support your Catholic Community. For more information visit www.cdfcommunityfund.org.au/terminvestment or call 1800 134 135. PURPOSE WITH INVEST

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