Would you like to host an End of Year event in your building? BHC’s Resident and Communities Team may be able to support with a per building essentials gift card to your local grocery store for grocery supplies. To enquire about a gift card or send through photos of your building’s event email connect@bhcl.com.au SUMMER EDITION Without the price tag Volunteer or Donate Holiday Potluck Gift Exchange / Secret Santa Sometimes, bigger isn’t always better— what truly matters is being present. Everyone deserves to feel loved, included, and happy during the holiday season, but for many, that’s not the reality. So many people have little or no support during this time. If you find yourself with some extra time or no plans, consider volunteering or donating. It’s a wonderful way to brighten someone else’s holiday, and it will leave you feeling fulfilled and connected while making a difference in your community. Ideas on how to stay on top of your Christmas spendings: 1. Think about why you’re buying a gift, or a Christmas treat, and if you really need to. 2. Then think of alternatives. 3. If you are heading to the shop, have a list and a budget and stick to it. Track your allocated budget in the shops which helps with your overall budget for the season. Look for sale items, for food and gifts, but don’t be tricked into excess purchases! 4. Do you have some items you no longer love? Maybe clearing out and selling some items can generate some extra cash. Christmas Money Management Tips Organising food for a big group can be overwhelming, so why not ask everyone to bring a dish? This way, you can enjoy a delicious festive meal without the financial and physical strain, and you’ll have a wonderful variety of dishes for everyone to enjoy. One of the biggest stresses of the holiday season is the cost of buying gifts for everyone. With the cost of living so high, why not try a Secret Santa instead? This way, you can set a budget that works for everyone, no one misses out, and the financial load is shared. Plus, it’s a fun way to bond with friends and family! • Maybe a re-gifting? We know, re-gifting can have a bad reputation but maybe it’s time to rethink the re-gift; it’s eco-friendly and wallet-friendly! • A kind gesture, like a drawing or craftwork, or lending a helping hand with your neighbour’s balcony garden. • Cooking a bit extra at dinner and sharing a meal with your friend. 1 4 2 3 Festive Fun Caution: stay away from Pay Day Lenders and Cash Advances! They charge high fees, high interest rates and your purchase ends up costing so much more. No Interest Loans: Need to make an important purchase like a washing machine, car repairs, or a laptop for study? Consider No Interest Loans (NILs). These loans, up to $2,000, are interest-free. You only repay what you borrow. Supported by trusted charities, NILs are a safe and affordable option. Visit the Good Shepherd website to find a provider near you. Alternatively, you can reach out to BHC’s Resident and Communities team to discuss options. 6
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