Loan Market

Monthly repayments guide. This table shows how different property prices and interest rates will impact your home loan repayments. It’s a handy tool that helps you narrow down the properties you might be able to afford, and is a great tool when starting your property search. Useful Tool Monthly repayments (principal and interest) Figures quoted are indicative only, individual loan contracts may vary. Based on a 30 year loan. Loan $000s 200 250 300 350 400 450 500 550 600 650 700 750 800 850 900 950 1,000 3.00%pa 843 1,054 1,264 1,475 1,686 1,897 2,108 2,318 2,529 2,740 2,951 3,162 3,372 3,583 3,794 4,005 4,216 3.25%pa 870 1,088 1,305 1,523 1,740 1,958 2,176 2,393 2,611 2,828 3,046 3,264 3,481 3,699 3,916 4,134 4,352 3.50%pa 898 1,122 1,347 1,571 1,796 2,020 2,245 2,469 2,694 2,918 3,143 3,367 3,592 3,816 4,041 4,265 4,490 3.75%pa 926 1,157 1,389 1,620 1,852 2,084 2,315 2,547 2,778 3,010 3,241 3,473 3,704 3,936 4,168 4,399 4,631 4.00%pa 954 1,193 1,432 1,670 1,909 2,148 2,387 2,625 2,864 3,103 3,341 3,580 3,819 4,058 4,296 4,535 4,775 4.25%pa 983 1,229 1,475 1,721 1,967 2,213 2,459 2,705 2,951 3,197 3,443 3,689 3,935 4,181 4,427 4,673 4,919 4.50%pa 1,013 1,266 1,520 1,773 2,026 2,280 2,533 2,786 3,040 3,293 3,546 3,800 4,053 4,306 4,560 4,813 5,066 4.75%pa 1,043 1,304 1,564 1,825 2,086 2,347 2,608 2,869 3,129 3,390 3,651 3,912 4,173 4,434 4,694 4,955 5,216 5.00%pa 1,073 1,342 1,610 1,879 2,147 2,416 2,684 2,952 3,221 3,489 3,758 4,026 4,294 4,563 4,831 5,100 5,368 5.25%pa 1,104 1,380 1,657 1,933 2,209 2,485 2,761 3,037 3,313 3,589 3,865 4,141 4,418 4,694 4,970 5,246 5,522 5.50%pa 1,135 1,419 1,703 1,987 2,271 2,555 2,839 3,123 3,406 3,690 3,974 4,258 4,542 4,826 5,110 5,394 5,678 5.75%pa 1,167 1,459 1,751 2,042 2,334 2,626 2,918 3,210 3,501 3,793 4,085 4,377 4,669 4,960 5,252 5,544 5,835 6.00%pa 1,199 1,498 1,798 2,098 2,398 2,697 2,997 3,297 3,597 3,897 4,196 4,496 4,796 5,096 5,395 5,695 5,995 6.25%pa 1,231 1,539 1,847 2,155 2,462 2,770 3,078 3,386 3,694 4,002 4,310 4,617 4,925 5,233 5,541 5,849 6,157 6.50%pa 1,264 1,580 1,896 2,212 2,528 2,844 3,160 3,476 3,792 4,108 4,424 4,740 5,056 5,372 5,688 6,004 6,320 6.75%pa 1,297 1,621 1,945 2,270 2,594 2,918 3,242 3,567 3,891 4,215 4,540 4,864 5,188 5,513 5,837 6,161 6,485 7.00%pa 1,330 1,663 1,995 2,328 2,661 2,993 3,326 3,659 3,991 4,324 4,657 4,989 5,322 5,655 5,987 6,320 6,653 7.25%pa 1,364 1,705 2,046 2,387 2,728 3,069 3,410 3,751 4,093 4,434 4,775 5,116 5,457 5,798 6,139 6,480 6,821 7.50%pa 1,398 1,748 2,097 2,447 2,796 3,146 3,496 3,845 4,195 4,544 4,894 5,244 5,593 5,943 6,292 6,642 6,992 7.75%pa 1,432 1,791 2,149 2,507 2,865 3,223 3,582 3,940 4,298 4,656 5,014 5,373 5,731 6,089 6,447 6,805 7,164 8.00%pa 1,467 1,834 2,201 2,568 2,935 3,301 3,668 4,035 4,402 4,769 5,136 5,503 5,870 6,237 6,603 6,970 7,337 +10K 42.2 43.5 44.9 46.3 47.7 49.2 50.7 52.5 53.6 55.2 56.7 58.3 59.9 61.5 63.2 64.8 66.5 68.2 69.9 71.6 73.3 Consider the change to your monthly repayment when the loan amount increases by $10,000