Ray White Warrnambool

This scenario shows how different lenders might assess the maximum borrowing capacity of a couple with one child, household income of $130,000p.a. – the client’s ability to buy will be influenced by which lender they choose. These figures are an example only, and will change based on the different lenders considered, and the borrower’s personal circumstances. Choosing the right lender can give buyers confidence to put in a higher offer: 200,000 reasons to be more confident. You’ll see from the table here that the right advice can give buyers confidence to put in a higher offer. Lender Maximum Borrowing Capacity A $653,403 C $751,000 F $817,200 B $691,894 E $806,180 D $788,511 G $850,715 Sam Arthurs T 0450 800 844 E sam.arthurs@loanmarket.com.au There is nothing more frustrating than ‘tying up’ your home if your potential buyer’s finance is destined to fail. It’s heartbreaking and can cost you time and money. It’s also one of the reasons we’ve partnered with a dedicated home loan broker, to ensure buyers are in the strongest position to make their best offer. With Loan Market broker Sam Arthurs’ support, your buyers will: • Know their maximum borrowing capacity – different lenders will lend your buyer different amounts, don’t gamble on them walking into the right bank. • Have finance pre-approval – essentially giving your buyers a green light from a lender to spend up to a certain amount. • Be in a much better negotiating position – ensuring they have the confidence to keep bidding. Sam Arthurs is also well positioned to provide you with an obligation free home loan review to ensure your next move is maximised. Ray White partnering with Loan Market When purchasing property, you need to set aside additional funds to cover stamp duty costs. You can use this guide to consider how the purchase price reflects stamp duty* Stamp duty guide. Victoria *1.Correctasof16October2017.2.This table isaguide for thepurchaseofestablishedACTpropertiesandassumesnootherexemptionsapply– treat itasaguideonlyand seekcurrent information from theOfficeofStateRevenue. LoanMarketPtyLtd |AustralianCreditLicence390222 | Ifyou’dprefernot to receivemarketingmessages fromme,noproblem, justemailorcallme. Loan Market HousePrice To live in An investment $300,000 $11,370 $13,070 $400,000 $16,370 $19,070 $500,000 $21,970 $25,070 $600,000 $31,070 $31,070 $700,000 $37,070 $37,070 $800,000 $43,070 $43,070 $900,000 $49,070 $49,070 $1,000,000 $55,000 $55,000 $1,100,000 $60,500 $60,500 $1,200,000 $66,000 $66,000 $1,300,000 $71,500 $71,500 $1,400,000 $77,000 $77,000 $1,500,000 $82,500 $82,500 $1,600,000 $88,000 $88,000 $1,700,000 $93,500 $93,500 $1,800,000 $99,000 $99,000 $1,900,000 $104,500 $104,500 $2,000,000 $110,000 $110,000 *Pleasenote,no stampduty requiredbyfirsthomebuyerspurchasingapropertyunder$600,000.Firsthomebuyerpurchases between$600,000 -$750,000will receiveadiscountona sliding scale.Eligibleonnewandexistingproperties. Achieving a premium price for your property