It’s never been easier to buy or build a new home before selling your existing property. We have access to a bridging loan solution which is fully featured and as user friendly as they come. Existing Home $300,000 Loan balance New Home Purchase $1,100,000 purchase (figure includes additional costs and capitalised interest & Purchase costs) Sell existing home $522,818 net proceeds End Debt $621,500 after settlement of bridging property Peak Debt $1,528,948 + = = – • Loans at standard advertised rates (no rate loading), including fixed rates • A 100% offset facility that can help save on interest while paying down your loan quicker • Loan servicing capability based on the (end) debt you have once your home is sold (for loan to valuation ratios less than 80% only)* • No repayments required while your existing home is on sale (the bridging period) as interest is capitalised** • Suitable for owner occupiers and investors • Real valuation values used without buffering for risk • No fixed rate penalty at time of partial discharge (i.e. when your loan is paid down, completing the bridging phase) • 2nd mortgage options available on property to be sold *Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. **Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures. Lending criteria, terms, conditions, fees and charges apply. Full details of terms & conditions available on application. Bridging Finance You also get stand out features including: It’s never been easier to buy or build a new home before selling your existing property. We have access to a bridging loan solution which is fully featured and as user friendly as they come. Existing Home $300,000 Loan balance New Home Purchase $1,100,000 purchase (figure includes additional costs and capitalised interest & Purchase costs) Sell existing home $522,818 net proceeds End Debt $621,500 after settlement of bridging property Peak Debt $1,528,948 + = = – EXAMPLE OF BRIDGING LOAN COSTS on current Home LOAN Current Home Loan (During Bridging Portion) Interest capitalised until sold per month $721,500 $ 5,594 (this amount will be added to your current home loan until you settle, no repayments needed once you settle on your new home) Fees Application Fee Discharge fee (standard) $ 600 $ 350 Home loans made simple. Toni Lamb 0404 046 193 tlamb@ljhookerhomeloans.com.au LJ Hooker Coomera +61 7 5585 7888 The Hub, 5/90 Days Road, Upper Coomera QLD 4209 coomera@ljhgc.com.au coomera.ljhooker.com.au LJ Hooker Nerang +61 7 5581 4422 2-4 New Street, Nerang QLD 4211 nerang@ljhgc.com.au nerang.ljhooker.com.au LJ Hooker Ormeau +61 7 5549 4500 Norfolk Village Shopping Centre 10/174 Pascoe Road, Ormeau ormeau@ljhgc.com.au ormeau.ljhooker.com.au LJ Hooker Tamborine Mountain +61 7 5545 1500 Shop 1D/17-27 Main Western Road, Tamborine Mountain QLD 4272 tamborinemountain@ljhgc.com.au tamborinemountain.ljhooker.com.au • Loans at standard advertised rates (no rate loading), including fixed rates • A 100% offset facility that can help save on interest while paying down your loan quicker • Loan servicing capability based on the (end) debt you have once your home is sold (for loan to valuation ratios less than 80% only)* • No repayments required while your existing home is on sale (the bridging period) as interest is capitalised** • Suitable for owner occupiers and investors • Real valuation values used without buffering for risk • No fixed rate penalty at time of partial discharge (i.e. when your loan is paid down, completing the bridging phase) • 2nd mortgage options available on property to be sold *Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. **Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures. Lending criteria, terms, conditions, fees and charges apply. Full details of terms & conditions available on application. Bridging Finance You also get stand out features including: It’s never been easier to buy or build a new home before selling your existing property. We have access to a bridging loan solution which is fully featured and as user friendly as they come. Existing Home $300,000 Loan balance New Home Purchase $1,100,000 purchase (figure includes additional costs and capitalised interest & Purchase costs) Sell existing home $522,818 net proceeds End Debt $621,500 after settlement of bridging property Peak Debt $1,528,948 + = = – EXAMPLE OF BRIDGING LOAN COSTS on current Home LOAN Current Home Loan (During Bridging Portion) Interest capitalised until sold per month $721,500 $ 5,594 (this amount will be added to your current home loan until you settle, no repayments needed once you settle on your new home) Fees Application Fee Discharge fee (standard) $ 600 $ 350 • Loans at standard advertised rates (no rate loading), including fixed rates • A 100% offset facility that can help save on interest while paying down your loan quicker • Loan servicing capability based on the (end) debt you have once your home is sold (for loan to valuation ratios less than 80% only)* • No repayments required while your existing home is on sale (the bridging period) as interest is capitalised** • Suitable for owner occupiers and investors • Real valuation values used without buffering for risk • No fixed rate penalty at time of partial discharge (i.e. when your loan is paid down, completing the bridging phase) • 2nd mortgage options available on property to be sold *Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. **Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures. Lending criteria, terms, conditions, fees and charges apply. Full details of terms & conditions available on application. Bridging Finance You also get stand out features including: It’s never been easier to buy or build a new home before selling your existing property. We have access to a bridging loan solution which is fully featured and as user friendly as they come. Existing Home $300,000 Loan balance New Home Purchase $1,100,000 purchase (figure includes additional costs and capitalised interest & Purchase costs) Sell existing home $522,818 net proceeds End Debt $621,500 after settlement of bridging property Peak Debt $1,528,948 + = = – EXAMPLE OF BRIDGING LOAN COSTS on current Home LOAN Current Home Loan (During Bridging Portion) Interest capitalised until sold per month $721,500 $ 5,594 (this amount will be added to your current home loan until you settle, no repayments needed once you settle on your new home) Fees Application Fee Discharge fee (standard) $ 600 $ 350 • Loans at standard advertised rates (no rate loading), including fixed rates • A 100% offset facility that can help save on interest while paying down your loan quicker • Loan servicing capability based on the (end) debt you have once your home is sold (for loan to valuation ratios less than 80% only)* • No repayments required while your existing home is on sale (the bridging period) as interest is capitalised** • Suitable for owner occupiers and investors • Real valuation values used without buffering for risk • No fixed rate penalty at time of partial discharge (i.e. when your loan is paid down, completing the bridging phase) • 2nd mortgage options available on property to be sold *Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. **Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures. Lending criteria, terms, conditions, fees and charges apply. Full details of terms & conditions available on application. Bridging Finance You also get stand out features including: It’s never been easier to buy or build a new home before selling your existing property. We have access to a bridging loan solution which is fully featured and as user friendly as they come. Existing Home $300,000 Loan balance New Home Purchase $1,100,000 purchase (figure includes additional costs and capitalised interest & Purchase costs) Sell existing home $522,818 net proceeds End Debt $621,500 after settlement of bridging property Peak Debt $1,528,948 + = = – EXAMPLE OF BRIDGING LOAN COSTS on current Home LOAN Current Home Loan (During Bridging Portion) Interest capitalised until sold per month $721,500 $ 5,594 (this amount will be added to your current home loan until you settle, no repayments needed once you settle on your new home) Fees Application Fee Discharge fee (standard) $ 600 $ 350
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